Steps page 23

One fear about I have about my Finances; Not being able to save enough for the "perfect" retirement for my self and family.  I don't want to work for the rest of my life.

One mistake I have made with Money; besides spending too much..Probably not saving enough for the past 15 years!  I would have so much more!

Three people I would/could talk to about my personal financial situation(s); Mom, Shayne, Heather.

Budget

I just did my monthly budget and it came out with $60 bucks left in my bank account until I get paid next which is a week today!  yikes.....

But this is going to be ok..I did this budget also to show my husband what is happening in MY financial world.  This is also a place were we need to work as a couple.  I have no idea what his accounts look like.  And he doesn't know what mine looks like.  How are we supposed to move forward in this guessing game.  I can tell you that this has been a real strain on our marriage but that's another blog....

In the coming weeks I am going to make a real effort to work with him and make our relationship strong again or at least for the first time with a healthy financial future.  

Talking about this NOW!

The following paragraph(s) is a re-cap of our first discussion into Smart Cookies, I won't be adding what was said by other members as it's personal and up to the individual. I will be adding my thoughts thou.. The following topics, which were discussed at length, were taken from the questions found at the end of chapter one: Being more open to others about our financial situations Our one most significant financial weakness – both members found this question insightful and both felt it was beneficial to acknowledge it. The one thing we could change about our current financial situation. The Financial advice we wish we had received earlier. Finally, what we hope to gain by starting our group. We both felt, of course, that we would hope our financial situation improves – debt reduction is foremost (but not limited to!) for Jillian, and a clearer picture of financial well-being for DOLLAR DAME(other member). Both members felt that forming an individual plan that works for each of us will be accomplished.