Getting Back in the game

Well taking the summer off was a big bucking waste and should not have happened. I am in a "rimamaroll" and my next move is to see what am I expecting out of my investments - long out of my TFSA and which ones to register. RBC is not registered and should be. Did my budget and net-worth tonight. to be continued......

buying online investments

It has been a while since my last entry, but in all honesty there haven't been many "Penny Dames" meetings to talk about. Although two weeks ago, I am excited to say that I have bought some of my very own stocks!! yay that is just so great to say. I ended up buying two long term stocks - an ETF (Exchange-traded fund) and a riskier newer oil and gas stock. Now "they" say not to check your stock everyday but i just can't resist! Am I the only one? I did this all through my TD Webbroker, very easy and the help phone is/was a great help and they are very knowledgeable! Available 24/7.

Steps page 23

One fear about I have about my Finances; Not being able to save enough for the "perfect" retirement for my self and family.  I don't want to work for the rest of my life.

One mistake I have made with Money; besides spending too much..Probably not saving enough for the past 15 years!  I would have so much more!

Three people I would/could talk to about my personal financial situation(s); Mom, Shayne, Heather.

Budget

I just did my monthly budget and it came out with $60 bucks left in my bank account until I get paid next which is a week today!  yikes.....

But this is going to be ok..I did this budget also to show my husband what is happening in MY financial world.  This is also a place were we need to work as a couple.  I have no idea what his accounts look like.  And he doesn't know what mine looks like.  How are we supposed to move forward in this guessing game.  I can tell you that this has been a real strain on our marriage but that's another blog....

In the coming weeks I am going to make a real effort to work with him and make our relationship strong again or at least for the first time with a healthy financial future.  

Talking about this NOW!

The following paragraph(s) is a re-cap of our first discussion into Smart Cookies, I won't be adding what was said by other members as it's personal and up to the individual. I will be adding my thoughts thou.. The following topics, which were discussed at length, were taken from the questions found at the end of chapter one: Being more open to others about our financial situations Our one most significant financial weakness – both members found this question insightful and both felt it was beneficial to acknowledge it. The one thing we could change about our current financial situation. The Financial advice we wish we had received earlier. Finally, what we hope to gain by starting our group. We both felt, of course, that we would hope our financial situation improves – debt reduction is foremost (but not limited to!) for Jillian, and a clearer picture of financial well-being for DOLLAR DAME(other member). Both members felt that forming an individual plan that works for each of us will be accomplished.

Horoscope two

It's entirely possible that you will dream up new ways of earning money because new income streams exist for you.  Be open to this.   You might have to see things in an entirely new light.  Perhaps you will find a new use for something you already own?  (That old Kawasaki could be  a floor lamp)

Horoscope one

Cash flow and money issues have your interest.  Make friends with your bank account.  If you shop, make a list, so you're more organized about how you spend your money.  Trust your money-making ideas.  You might hear about ways to boost your income.